Sir frances drake wrote:I give the idea a strong +1.
Think of it almost as an insurance policy/company. Each guild member pays their “premium” to the guild bank each term and when they suffer losses, they can get reimbursed. Much like skirmish insurance from nations.
Or guilds could use it to reward certain actions of guildmembers.
Or they may direct funds to players to offset costs of voodoo/ships/hideout like some nations do as well.
There are so many options this could be used for. Personally, I think guild functions need to be improved. I think if guilds get more advanced/interactive, it’ll help retention rates of new players.
Your point #1 You can have your own bank or use one of the many banks in Avonmora for this. It is called a backbone.
Point #2 Also can be done now through many of the banks available.
This can be done also through the many banks that already exist.