Gold coins should not be an issue. Turns at the other hand... Getting a loan could help if you use it to build ships. Still you need to get materials in your warehouse first before you can put it to good use.
Try doing the newcomer missions for a start. You can find game guides here: viewforum.php?f=13
A Payment of gc 5,000,000 to Chuck Goodman (#77339) has been successfuly sent. You paid gc 110,000 in total transaction fees, therefore the recipient received gc 5,000,000