Bmw wrote:i find that being skirmished doesn't really cost me anything (of course i don't pay anything the nation pays for the cargo lost). and even when being skirmished a ton a day doesn't matter much it costs me less then 1% of my trade value per week
technically the nation pays you, the nation pays for the skirmish, you get less pay from the nation because the nation has to pay skirmish insurance.
The cost is just spread between everyone that gets paid by the nation. As a higher ranking, better paid member of the nation it affects your pay more than someone who is military class.
Re the actual topic:
I started this game doing mostly skirmish, I used all my points everyday. I always wished for more turns or more skirmish points. I learned a lot starting that way and would not trade that learning experience for anything.
To make money at it you either have to know your targets very well, risk you may lose a lot of battles and lose more gc in return fire in danger hits than you will gain, or run danger up on warships that most will not attack but that could become someones prize. I rarely skirmish these days. I
feel they suggestions being made particularly point 2 would make skirmishing more desirable.