Lod wrote:I just granted a loan but no money was drawn from the bank and added to the customers account even after he accepted the terms. Is this the way it's supposed to work, do I have to manually pay out the amount lended to the customers account? This sounds akward if so as it might take some time between the terms are accepted and the banker comes online to transfer the money. A lender might be in urgent need of cash.
More questions. Is there any way to force a customer to pay, should he not continue play or for some reason neglect/refuse to pay?
Is it possible to lend money from every bank available and then run off with the gold, without paying back ? I guess we need to be able to see what other loans the applicant already might have.
-Once the loan is accepted, a logistic action takes place: The receiver bank account is credited with the loan amount. So, if the loan amount is 10M and his account is 0, then his account will be credited with the amount of 10M and the loan will start. Then the receiver is able to withdraw this amount of money. It will then work as a normal bank account.
-There are 2 tools we will add to bankers soon:
a)Automatic withdrawal of loan installment at update through the player account (even if he has set to pay manually). This means that if the bank account has money and the receiver has loans outstanding, then the bank will get the amount due automatically - no questions asked.
b)The banker will get the ability to freeze an account. A frozen account will receive deposits AND payments but will NOT allow withdrawals or send payments. This will give options to the bankers.
Regarding loan information, perhaps we can add a feature where banks will be able to cooperate if they wish. This menas that loan information will be passed to each other only if there is an agreement in place between the bankers. We can discuss more about this here: viewtopic.php?f=4&t=215&start=100
