Guild banks and membership

[Stan Rogers]

A nation has a treasury that can be accessed by council and is vote controlled.
A guild has no ability to unify their resources. At the least, allow joint accounts to be opened in private banks which would allow bankers in guilds to form a faux banking system within their guild.

we tried a Faux guild banking system in TOR -

The guild leader and Faux Bank guild bank owner quit suddenly and closed the bank and left no one access to guild controls or the bank account.

That player has not yet returned.

I can see where this is the least desirable way to do it with current rules. For a private banker to try to keep separate personal accounts and guild accounts in different columns is currently a huge task if a banker were to become the GUILD bank. Also, managing each separate guild member account when a group 'purchase' also causes my non-mathematical brain to blow smoke. No wonder the poor guy left and never came back

If even joint accounts could be created in a bank, that would alleviate the horrendous accounting problems that would come with the territory of separate accounts created for the guild usage. There is still the player leaving/bank closing that can happen but ... luck of the guild in that case.

[Shadowood]

If I could get my members to raid with Frigs, BoW, SoW and NOT SOTL and LF's...

Then yes.

[William one eye]

A guild bank if implemented - should require a default list of guild chain of command - so if the leader of the guild quits the guild and the bank controls are not frozen.

A guild bank should have a weakness - similar to how treasuries have weakness

this is to protect from a few unscrupulous players defrauding a guild full of players - for example a few players form a guild with ill intent,
they then recruit unsuspecting members. Once they have collected a large sum of money in the bank. They kick the recruits and keep the money
for themselves, perhaps even with draw it and dissolve the guild.

possible protections for this may be

-difficulty in kicking depending on how much of ones money is inside the guild bank.
-weakness of the bank vs multi player assault vs only a few players controlling the bank.
- time delay on draws

[sXs]

If I could get my members to raid with Frigs, BoW, SoW and NOT SOTL and LF's...

Then yes.

I am not raiding with my SOTL's...... i "borrowed" them from other people......

[Shadowood]

If I could get my members to raid with Frigs, BoW, SoW and NOT SOTL and LF's...

Then yes.

I am not raiding with my SOTL's...... i "borrowed" them from other people......

Hit them with their own ships! I love it

[William one eye]

If I could get my members to raid with Frigs, BoW, SoW and NOT SOTL and LF's...

Then yes.

I am not raiding with my SOTL's...... i "borrowed" them from other people......

I think he is implying he would like you to use advanced piracy to increase guild profit per turn

[Huh]

In normal circumstances it sounds good.
But let's say someone was quitting and had huge sums of cash and they decided to give it away to a guild despite that being against the rules.
At that point it doesn't sound good unless I get half.

[William one eye]

In normal circumstances it sounds good.
But let's say someone was quitting and had huge sums of cash and they decided to give it away to a guild despite that being against the rules.
At that point it doesn't sound good unless I get half.

and I get the other half

[Shadowood]

[Banger]

In for some of PHX's wealth!