I think that there is no longer any reason to keep the last ship of a player not lootable. Especially by the the time that this last ship can be an unsikable Man'o'War.

Firstly, it does not make any sense thus creating special unneeded rules (you say you don't like many rules, right?)
Secondly, there is a way to get a new ship cheaply, in case you lose it (it wasn't possible at the game start, was it?)
Thirdly, a Man'o'War can play a big role when attacking trade fleets, even if these are well armed and even if this is a lvl 1 man'o'war. (How traders are supposed to defend against low life pirates if they got an invincible man'o'war?)

For these reason, I suggest that you lift this kind of protection and make the last ship of a player lootable.

can u please explain what u mean by lootable

He means a player's last ship should be able to be taken when the player can't pay the ransom gold. I agree. You can easily get a new ship if you lose your last one so there shouldn't be a special rule making your last ship untouchable.
-Captain D

Ya i agree, I could've had 2 Man of Wars if the last ship was lootable.

Your preaching to the choir Sparrow , +1.

i see i agree completely with this awaiting captain jacks reply

It would be harsh for new players though. Except if we keep this limitation for newcomers (ie players that have consumed less than 1000 turns)

I like that Captain Jack, it would be nice.

Captain Jack wrote:It would be harsh for new players though. Except if we keep this limitation for newcomers (ie players that have consumed less than 1000 turns)

I like the 1000 turns idea!