Here are some final ideas that specifically resolve the stumbling rocks we have hit previously. These are up for a final revision. I am expecting 4-5 specific players to give them a quick look and post some feedback. I cannot ask the same from most, because it is badly written, it is somewhat long and it is advanced.
Bank System:
Follow up: This means Cpt Dungeness will make a profit of 1.5 millions for the loan in the example.
Limitations:
Further Limitation: Each player may have up to 3 bank accounts. He will get first one for free but he will have to pay for the additional ones (pay the system, not a country). Each player will get to decide in which bank he will open his account. This limitation is only implemented in order to keep Treasure Hunt as the only solution for big amounts.
Once revised, we will immediately forwards all nation control features that are required for banks functionality (Which means that many nation control features now take higher priority above all).