Terminator0909 wrote:With the existence of banks and buried treasure, I do not see what value generosity gives other than saving the 1 or 2 % fee
These are answers experience in game reveals
Generosity drops 500k into someone else's purse directly and has piercing ability (blocking curses has less effect)
You are going to hope that your buddy drops one or two on you when an enemy sees you logged off and decides to strip your purse and fleets. Or, someone casts a FFJ on you just after log off and your trade fleets are running building up danger and again, your purse is suddenly at zero and you are not even aware.