16 turns
Instant

0.5% of all your loans owe to the target bank is gone.

Insert bank id and stuff.

-1 for horrible grammar.
-2 for this idea.

-1

loans aren't profitable and with this it will make them even more unpriftable. Also we earn that cash hard and it's our free will to help you when money is needed but we expect that money to be returned

.5% is small but I agree bankers trust you to pay and casting this will ruin future chances of getting loans

One way to stop banks making any loans at all : was that the intent?

-1. as others have said, this would just make bankers not give out loans. unless the .5 percent of your debt being cleared is paid by the game so the banker still gets something, but honestly 16 turns just to clear .5 percent? a 10 million loan would only take off 50000. so only extremely huge loans would be worth it.

How about making it more like randomly between 1-5% and the game pays the bank

-1 Just put a gun to my head and pull trigger!

-1. This would destroy banking. What would you counter it with? A card that increased the debt of a player to your bank? Which would be even worse.

Haron wrote:-1. This would destroy banking. What would you counter it with? A card that increased the debt of a player to your bank? Which would be even worse.